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Derek Howard

About Me

Derek is an experienced loan officer who relishes the opportunity to walk homebuyers through the mortgage process. He prides himself on offering the most efficient, stress-free, and, whenever possible, FUN experience possible.
Frequent and clear communication, as well as a robust knowledge of the full suite of mortgage products are what set him apart within a crowded marketplace. He works nights, weekends, or whenever is required, and takes a very personal interest in his customers and the success of their transaction.
When Derek is not championing the cause for his clients, you can find him playing dollhouses with his daughter, working on the production team at Southland Christian Church, or playing some golf (although he vows to quit the game almost every round).

Our Loan Programs

We are committed to helping you understand and compare home mortgage loan options. So we've compiled a list of some common questions about mortgages that we frequently hear from our customers. If you don't find the answer you are looking for, please contact us right now!

  • Fixed Rate Mortgage


    For borrowers that plan to stay in their homes for a long time, BOE Mortgage offers several fixed rate mortgage options —including 10, 15, 20, and 30 year programs.

  • Adjustable Rate Mortgage


    Our adjustable rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.

  • FHA Loans


    An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.

  • VA Loans


    We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.

  • Vacation Home Loans


    Our vacation home mortgages make your dreams - backyard barbecues and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.

  • Jumbo Mortgage


    If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from BOE Mortgage.

  • USDA Mortgage

    USDA Loans

    A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

Derek Howard

Derek Howard

Derek Howard

Branch Manager
(859) 948-2018 NMLS# 1442642 Apply Now

Jordan Hoskins

Jordan Hoskins

Jordan Hoskins

Mortgage Advisor
(859) 253-3377 NMLS# 2213129 Apply Now

Contact Us

Let us help make your dreams come true.

Contact Information

137 E Main St.Georgetown, KY, 40324